HubbAI texts each of you one gentle, clear update about your spending and credit cards — blending awareness, care, and tiny suggestions.
No spreadsheets. No shared logins. Just one thoughtful text each night.
Link your credit cards and bank accounts through our secure aggregator. We use bank‑level encryption — your credentials are never stored by HubbAI.
Assign cards to each partner, set simple monthly budgets, and choose your comfort zones. Two minutes, tops.
Every evening, each of you receives a warm, clear SMS — your spending, your progress, and the occasional gentle nudge.
Each partner gets their own view — their own numbers, their own tone. No comparison, no judgment. Just personal awareness in the context of a shared life.
HubbAI can blend data from your cards, calendar, Amazon orders, and even Oura ring — so your nightly text actually understands your day.
Money is already stressful. HubbAI uses warm, supportive language that never shames — whether you're under budget or had a splurge day.
Your nightly insight arrives as a text message. No app to open, no dashboard to check. The portal exists only when you need to adjust settings.
Slide between "more love" and "more data" to find the right balance. Some nights you want the warm fuzzies; other nights, just the numbers. HubbAI adapts.
HubbAI is in early development. Join the list to be among the first couples to try it.
We connect through Plaid, the same secure aggregator used by Venmo, Robinhood, and thousands of banks. Your credentials go directly to your bank — HubbAI never sees or stores them.
By default, each partner only sees their own card activity and budget. You can opt in to shared visibility, but it's never forced. The goal is awareness, not surveillance.
Absolutely. Reply "stop" to any text and HubbAI goes quiet immediately. You can also pause from the portal, or adjust the schedule to a different time or fewer days per week.
Not quite. HubbAI isn't trying to replace Mint or YNAB. It's a thin, proactive layer — one text a night — that gives each partner just enough context to feel in sync with their shared financial life.
We're still finalizing pricing. Early adopters who join the waitlist will get a generous trial. We're building something people actually want before we worry about monetization.
Connect your accounts, set your budgets, and let HubbAI take care of the rest — every single night.
Join the waitlist